PayPal - Pay, Send, Save: Digital Wallet
PayPal - Pay, Send, Save is a free finance app by PayPal Mobile that lets you securely send and receive money, shop online and in stores, and manage your finances.
Get APK · v10.16.0PayPal - Pay, Send, Save requires Android 8.0 or higher. The app is free to download and contains no ads or in-app purchases. With over 500 million installs and 3.7 million ratings averaging 4.21, this digital wallet is designed for US residents who want to shop with purchase protection, send money to over 110 countries, and earn rewards points through the PayPal Debit Card.
- Version
- 10.16.0
- Requires Android
- 8.0
- Updated
- Oct 9, 2026
- Installs
- 500M+
- Rating
- ★ 4.21 (3,738,235)
- Category
- Finance
- Developer
- PayPal Mobile
- Content rating
- Everyone
- Package
- com.paypal.android.p2pmobile
- Free
- ✓
Screen gallery
PayPal - Pay, Send, Save is a finance application by PayPal Mobile that lets you send and receive money, shop online and in stores, and manage your finances from a single app. It solves the problem of juggling multiple payment methods, tracking purchases, and handling subscriptions by offering a central place to pay, get paid, and monitor your money. The app includes tools like Purchase Protection for eligible transactions, a debit card with rewards, and the Pay in 4 installment option, all designed to make everyday financial tasks simpler and more secure. For beginners, it can feel overwhelming at first due to the many features, but the layout is straightforward enough to navigate once you set up an account. The app also helps you track packages and link subscriptions, so you can see your spending in one place. Overall, it's a practical tool for anyone who wants to manage money, shop, and send funds without switching between multiple apps.
Key features
- Send money to people in the US and internationally to 110+ countries, with encrypted payments for privacy
- Pay in 4 installments for purchases between $30 and $1500, subject to approval and not available to MO residents
- Earn 5% back in rewards points on up to $1000 spend per month when you choose a monthly category with the PayPal Debit Card
- Get Purchase Protection on eligible transactions, offering support if something doesn't go as planned
- Track packages by linking your Gmail or Outlook to view orders and delivery status
- Manage all your subscriptions in one place, making it easier to see and control recurring payments
- Use the Me Tab to access your money, accounts, and settings in a single location
How to install
- Tap the download button on this page to get the APK file (file size is not specified).
- When Android asks, allow your browser or file manager to install apps by enabling the 'Install unknown apps' setting.
- Open the downloaded APK file from your notification bar or file manager.
- Tap Install and wait for the process to finish.
- Open the app from your app drawer. It requires Android 8.0 or higher.
Pros
- Free to use with no ads or in-app purchases
- Multiple ways to pay, including Pay in 4 and debit card rewards
- Built-in Purchase Protection for eligible transactions
- International money transfers to over 110 countries
- Package and subscription tracking in one place
Cons
- Requires many permissions, including location, camera, microphone, and contacts, which may raise privacy concerns
- Pay in 4 is not available to all users, such as MO residents, and requires approval
- Some features, like debit card rewards, have terms and limitations
- The app may feel feature-heavy for beginners who only need basic payments
Latest changes · 10.16.0
Version 10.16.0, released on October 9, 2026, makes paying, sending, and saving even smarter. The update also unlocks cash back offers and additional benefits, so everyday transactions can add up.
Previous versions
| Version | Size | Requires Android | Updated |
|---|---|---|---|
| 10.16.0 | — | 8.0 | Oct 9, 2026 |
This app is ideal for beginners who want a single tool to handle everyday money tasks: sending money to friends or family, paying for online purchases, and tracking their spending. It's also suited for those who like earning rewards on purchases or want to split payments into installments. If you're new to digital payments, the app offers a straightforward way to start, though you might need some time to explore all the features. It's not for people who prefer minimal apps with few permissions, as it asks for access to many parts of your device.
Start by linking a bank account or card, then explore the Me Tab to see your balance and transactions. For Pay in 4, check if you're eligible before making a purchase. Link your email to enable package tracking automatically.
Permissions
Frequently asked questions
What are the eligibility requirements and purchase limits for the Pay in 4 feature?
According to the developer, PayPal's Pay in 4 lets eligible users split purchases between $30 and $1,500 into four payments. It requires approval, is for ages 18 and older, and is currently unavailable to Missouri residents.
How does the 5% rewards points program work with the PayPal Debit Card?
A 5% cash back in rewards points is available when you choose a monthly category, capped at $1,000 in monthly spending. The debit card carries no monthly fees and is issued by The Bancorp Bank.
What is the international reach for sending money through the app?
The app supports domestic transfers and international transfers to over 110 countries. It states that payments are encrypted to help keep your financial information private and secure.
How can I use the app to track packages from my online orders?
Once you link your Gmail or Outlook account, the app can display order details and delivery status until the package arrives, though not all sellers participate in this feature.
What is the function of the 'Me Tab' mentioned in the description?
The Me Tab provides a central place to navigate your money, accounts, and settings within the app.
PayPal - Pay, Send, Save is a reliable finance app that brings many money management features together in one place. It's a good choice for beginners who want to pay, send, and track without juggling multiple tools.
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Updated: Oct 21, 2026