easypaisa – a digital bank for mobile payments
easypaisa is a free finance app by Easypaisa Bank Limited that lets you transfer money, pay bills, and save with daily rewards.
Get easypaisa · v2.10.11easypaisa requires Android 8.0 or higher and is free, with no ads and no in-app purchases. easypaisa has been installed more than 100 million times and holds a 4.56 rating from about 4.51 million reviews. The app targets users in Pakistan who want to transfer money, pay utility bills, top up mobile accounts, donate, and apply for small personal loans.
- Version
- 2.10.11
- Requires Android
- 8.0
- Updated
- Oct 2, 2026
- Installs
- 100M+
- Rating
- ★ 4.55 (4,530,997)
- Category
- Finance
- Developer
- Easypaisa Bank Limited
- Content rating
- Everyone
- Package
- pk.com.telenor.phoenix
- Free
- ✓
Screen gallery
easypaisa – a digital bank is a finance application created by Easypaisa Bank Limited that lets you carry out everyday money tasks without visiting a physical bank branch. It combines money transfers, bill payments, mobile packages, savings tools, loans, and shopping extras in one Android app, so most routine financial actions can be done from your phone in a few taps.
The app is built around services that are useful for daily life in Pakistan. You can send money to bank accounts, easypaisa accounts, mobile wallets, CNIC numbers, WhatsApp contacts, and through Raast Transfer. It also handles utility bills for electricity, gas, telephone, internet, and water, with reminders so payments are not forgotten. For people who want to grow their money, the app offers savings plans with daily rewards of up to 9.5% annually, savings pockets for goals, and term deposits with plans as short as 7 days.
Beyond core banking, easypaisa includes options to subscribe to 275+ mobile packages, donate to charitable organizations, buy insurance starting at Rs. 1, and book food, hotels, flights, buses, and movie tickets. It is aimed at Android users in Pakistan, including beginners who are new to digital banking and want a single, straightforward place to manage money, pay bills, and carry out small financial tasks without standing in line at a branch.
Key features
- Send money to bank accounts, easypaisa accounts, mobile wallets, CNIC numbers, WhatsApp contacts, and via Raast Transfer
- Pay utility bills for electricity, gas, telephone, internet, water, and government fees, with in-app reminders
- Subscribe to mobile bundles and packages for Telenor, Zong, Ufone, Jazz, ONIC, and ROX
- Save with daily rewards of up to 9.5% annually and use savings pockets for specific goals
- Open term deposits with plans as short as 7 days and guaranteed profits
- Apply for an easycash loan of PKR 200 to PKR 25,000 without documents, with an APR between 32% and 40%
- Scan and pay using QR codes at merchants nationwide, including Raast QR
- Donate to 60+ trusted organizations, with easypaisa adding 5% on every donation
- Buy insurance starting at Rs. 1 and book food, hotels, flights, buses, and movie tickets
How to install
- Tap the download button on this page to save the APK file to your device (the file size is not specified).
- Make sure your phone runs Android 8.0 or newer, as older operating systems are not supported.
- If your browser or file manager asks for permission, allow it to install apps by enabling the “Install unknown apps” setting.
- Open the downloaded APK file from your notifications or file manager.
- Tap Install and wait for the installation to finish.
- Open the app, then register or log in to start using it.
Pros
- Free to download and use, with no in-app purchases and no ads
- New users can receive a Rs. 100 sign-up reward
- No hidden charges on transfers or payments
- Biometric verification is available within the app
- Supports a wide range of billers, banks, mobile wallets, and 275+ mobile packages
- Options to set reminders for regular bills and schedule mobile load payments
Cons
- Requests many sensitive permissions, including SMS, location, contacts, camera, microphone, and phone
- Loans carry a high APR of 32%–40%
- Personal loans are only available to Pakistan citizens located within Pakistan
- Requires Android 8.0 or newer, so very old devices are not supported
Latest changes · 2.10.11
The latest update (version 2.10.11, released October 2, 2026) brings enhanced security features and overall improvements for a smoother, safer banking experience. It also builds on recent additions like Term Deposits with investment plans starting at just 7 days, plus the ability to donate to 60+ trusted organizations during Ramzan with a 5% top-up from easypaisa.
Previous versions
| Version | Size | Requires Android | Updated |
|---|---|---|---|
| 2.10.9 | — | 8.0 | Oct 2, 2026 |
| 2.10.11 | — | 8.0 | Oct 2, 2026 |
| 2.8.4 | 83 MB | 4.4 | Jun 18, 2026 |
| 2.4.5 | 60 MB | 4.3 | Aug 22, 2020 |
| 3.5.0.56 | 22 MB | 4.2 | Jun 27, 2019 |
| 3.5.0.10 | 7.2 MB | 4.1 | Jan 6, 2017 |
A good fit for Android users in Pakistan who want a single app for sending money, paying bills, buying mobile packages, saving, donating, and managing small loans without visiting a bank branch, especially those new to digital banking.
Enable biometric log-in for faster and more secure access, set reminders for regular bills so you never miss a due date, and review the loan terms carefully before applying for easycash since the APR ranges from 32% to 40%.
Permissions
Frequently asked questions
Is there a cap on how much I can move through an easypaisa account each month, and how is my identity verified?
The app lists a monthly account limit of up to Rs. 25 lakh. Identity verification is done through biometric checks performed inside the app, so there is no separate branch visit involved in that step.
Where can I send money from the easypaisa app?
Transfers can go to any bank account, to another easypaisa account, to mobile wallets, to a WhatsApp contact, to a CNIC number, or through Raast. The app also supports Raast QR scanning for payments at merchants, and it describes transfers as free and instant, with no hidden charges on transfers or payments.
How short can a Term Deposit plan be, and what does the daily rewards diamond plan offer?
Term Deposit plans start at terms as short as 7 days and are presented as a fully digital way to invest toward financial goals. Separately, the daily rewards diamond plan pays rewards of up to 9.5% annually, and a savings pocket option is available for saving toward specific goals.
What are the key terms of an easycash loan?
easycash can be applied for without documents, with loan amounts from PKR 200 up to PKR 25,000. The tenor runs from the day of disbursement to no less than 60 days, and the maximum APR is 32%–40%. In the example given in the app details, a PKR 20,000 loan over at least 60 days with a 32% service fee carries a total service fee of PKR 6,400 and a repayment amount of PKR 26,400. These personal loans are available only to Pakistan citizens within Pakistan, and dues can be repaid through the app.
How does donating through the app work?
Zakat, Fidya, and general charity can be given through the app to more than 60 organizations. For every donation made, easypaisa adds 5%, which the app describes as Rs. 1 for every Rs. 20 donated.
Does the app cost anything, and what does it require?
The app is free, shows no ads, and has no in-app purchases. The current version is 2.10.11, and it requires Android 8.0 or later. It is listed in the Finance category by developer Easypaisa Bank Limited, was released on 2016-05-20, and was last updated on 2026-10-02.
For anyone looking to replace trips to the bank with a phone-based routine, easypaisa – a digital bank offers a wide range of everyday financial tools in one place. It is free, ad-free, and packed with useful options, although you should be comfortable granting several permissions and checking loan terms before borrowing.
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Updated: Oct 23, 2026