Mercado Pago: cuenta digital for Android
Mercado Pago: cuenta digital is a finance app from Mercado Libre for managing a digital account with payments, transfers, and credit.
Download free · v2.457.2Mercado Pago: cuenta digital is intended for users who want a centralized mobile solution for everyday money management. It addresses the need to keep funds secure, make quick payments, and access credit without traditional banking hurdles.
- Version
- 2.457.2
- Requires Android
- 6.0
- Updated
- Oct 13, 2026
- Installs
- 100M+
- Rating
- ★ 4.83 (14,848,716)
- Category
- Finance
- Developer
- Mercado Libre
- Content rating
- Everyone
- Package
- com.mercadopago.wallet
- Free
- ✓ · Contains ads
Screen gallery
Mercado Pago: cuenta digital is a finance application by Mercado Libre that provides a digital account for managing money, making payments, and accessing credit services. It functions as a virtual wallet, allowing users to pay bills, transfer funds, make purchases, and receive payments, all from a mobile device. The app is designed for both personal financial management and business payment collection.
The app integrates with the broader Mercado Libre ecosystem, offering a free virtual card with no annual fees, and the option to order a physical card for home delivery. Users can withdraw cash at supermarkets and ATMs, and access a line of credit for various transactions, including QR code payments, phone top-ups, and purchases on Mercado Libre. Additionally, the app supports a feature called Daily Earnings, which generates returns on account balances.
Version 2.457.2, updated on October 13, 2026, continues to refine the platform. The app has been available since December 2014 and has accumulated over 100 million installs, reflecting its widespread adoption. It includes advertising and requires various permissions, such as access to contacts, location, camera, and storage, to enable features like QR scanning and payment links. The minimum operating system requirement is Android 6.0.
Key features
- Digital account for payments, transfers, and bill management
- Free virtual and physical card with no annual or issuance fees
- QR code and payment link collection for businesses
- Line of credit for bills, top-ups, and Mercado Libre purchases
- Daily Earnings on account balance
- Cash withdrawals at supermarkets and ATMs
- Mercado Puntos rewards program with discounts and free shipping
- Point card reader for in-person card payments
- Mercado Crédito loans for business, applied online with instant deposit
How to install
- Tap the download button on this page to get the APK file.
- When prompted, allow your browser or file manager to install apps by enabling the 'Install unknown apps' setting.
- Open the downloaded APK file from your notifications or file manager.
- Tap Install and wait for the installation to complete.
- Open the app and sign in or create a new account. The file size is not specified, and the minimum Android version is 6.0.
Pros
- Free virtual card with no annual fees
- Daily earnings on account balance
- Integrated credit line for various payments
- Supports both personal and business use
- Multiple payment methods including QR and payment links
Cons
- Contains ads
- Requires access to many permissions (contacts, location, camera, etc.)
- Point card reader availability may be limited to specific areas
Previous versions
| Version | Size | Requires Android | Updated |
|---|---|---|---|
| 2.457.2 | — | 6.0 | Oct 13, 2026 |
This app is suitable for individuals who want a digital wallet for everyday payments and transfers, small business owners seeking to accept card and QR payments, and frequent Mercado Libre shoppers who want to use credit and rewards.
Activate Daily Earnings in the app settings to generate returns on your account balance, but check the current terms and conditions for applicable rates.
Permissions
Frequently asked questions
Is the app free to download and use?
Yes, the app is free to download and use. There are no in-app purchases required for the core features.
What Android version do I need?
You need Android 6.0 or higher to install and run the app.
Do I need a Mercado Pago account to use the app?
Yes, you need to create a Mercado Pago digital account to use the app's features, such as making payments, transfers, and managing your finances.
What permissions does the app request?
The app requests access to your identity, contacts, location, photos/media/files, storage, camera, microphone, and Wi-Fi connection information. These permissions help provide features like QR scanning, photo uploads, and location-based services.
How do I update the app?
To update, simply download the latest version from this page and install it over your current version. The current version is 2.457.2.
Does the app contain ads?
Yes, the app may display ads. However, it does not offer in-app purchases.
Mercado Pago: cuenta digital offers a comprehensive financial toolkit, combining payment processing, credit access, and rewards in one platform. While the permission requirements and ads may be drawbacks, its extensive features and high user rating make it a strong choice for managing finances and growing a business.
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Updated: Oct 21, 2026